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Dyson clinetic upright vacuum cleaner, numatic henry eco vacuum cleaner, shark light lift-away, and the Gtech AirRam are some of the best vacuum cleaners.

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The vacuum cleaner was invented in the year 1901. It is available at all major stores like Best Buy, Costco, Target, and Sear as well as the leading e-commerce websites.

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September, October, and January are the best times to buy vacuum cleaners. This is the time when the manufacturers introduce new products, which leads to a discount on the old ones.

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Reevoo, the wire cutter, canstarblue, vacuumsguide, vaccums.reviewed, and vaccum-cleaner-advisor among others are some of the best websites for vacuum cleaner reviews.

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Handheld vacuums, Canister vacuums, Upright, Stick, Autonomous/Robert, Bare floor, carpeting, and bagged vacuum cleaners are the different types of vacuum cleaners.

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As the name suggests, a handheld vacuum is typically a smaller, portable version of the traditional vacuum cleaner. Because of its compact size, it comes with its own set of pros and cons. The most obvious con being that it is not a good solution for vacuuming large areas of your home.

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  • An overview on individual 401(k) plan

    A 401(k) is a deferred tax saving plan where the employees of an organization/business save a part of their salary in 401(k) funds, for which she/he will not be required to pay taxes until the age of retirement. Here, both the employer and the employee will be allowed to make contributions into the fund. An individual 401(k) plan covers only the business owners, partners and their spouses thus freeing them from the complexities of the ERISA rules. They receive similar tax benefits as the general 401(k) plan, but without the involvement of the employer as compared to general 401k plans. It is specifically designed for businesses without full-time employees, and is for a self-owned or a self-employed business. Hence, it is also called Solo 401(k) plan or Self-employed 401(k) or one-participant 401(k) plan.

    The contributions under this plan are similar to a general 401(k) plan where the profit sharing contribution is made by both the employer and the employee. Different contribution caps are available for different types of businesses. But, since in most cases, both the employer and the employee are the same, the contribution can be slightly higher. Also, provisions are available for additional contributions for plan holders who are above 50 years of age.

    Basic qualification for an individual 401(k)

    • An individual claiming to qualify for this plan must have some self-employed income either part-time or full-time.
    • This plan can be claimed by an individual from any type of business- single owner, self-employed, partnership, company with limited liability, corporations etc. where she/he should have at least 5% share in the business.
    • The business claiming this plan must not employ anyone full-time who is eligible to participate in Solo 401(k) (Except those employees who are below 21 years of age, expats and union members with certain benefit plans). Only the owner/partners and their spouses can claim under this plan.

    Types of individual 401(k) plans
    These are classified based on the documents and the agreement that states and controls the operations of the plan. The employer can customize the plan agreement according to the options available in the basic plan offered by a plan sponsor. A plan sponsor is a company that offers a plan to the employer, either as an individual designed plan or a prototype plan. There are two types of solo 401(k) plans where an investor can select a plan based on her/his investment goals, asset preferences, fee schedules and the level of control desired.

    • Brokerage based 401(k) – The available investment options under this plan are limited, and offers market based assets like stocks and mutual funds. This plan does not allow loans of any kind.
    • Self-directed 401(k) – This plan provides more investment options and allows for alternative assets like investment in real estate, private business, precious metals, personal loans and all other options offered by a Roth deferral However, collectibles are not allowed under this plan. This also allows for conversion of general 401(k) accounts to a Roth sub-account.
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  • 7 safest pickup trucks to buy in 2023

    An individual puts in a lot of research when buying a pickup truck, such as its ability to transport heavy loads or ride on unpaved terrains. They may also check to see if the vehicle comes with all the latest features in the market. Another essential element that people look for in a pickup truck is safety. While there are multiple choices available, here are some of the safest pickup trucks to buy in 2023.

    Ram 1500
    The Ram 1500 is one of the safest pickup trucks in the market today and comes with a host of available driver-assistance technology. This includes lane keep assist and automatic emergency braking. The automobile also received a five-star overall safety rating from the National Highway Traffic Safety Administration (NHTSA). The price of the pickup truck starts from about $38,000 for the base trim. Customers could also get safety features such as blind-spot monitoring and rear cross-traffic alert at an additional price. Other available features include adaptive cruise control and automatic high-beam headlights. The base trim comes with a 3.6L Pentastar® V6 engine with eTorque. This setup is capable of generating up to 273 lb-ft of torque and 305 horsepower. The standard engine is also capable of hauling more than 7,000 lb. of loads, which is impressive when compared to its price tag.

    Jeep Gladiator
    The Jeep Gladiator is one of the most impressive trucks known for its stellar towing capacity while maintaining the pickup design. The automobile starts at about $39,000 but could cross the $55,000 mark for the top variant. At that price, the base model is equipped with a 3.6-liter V-6 that produces 285 horsepower and 260 lb-ft. of torque. This setup is capable of hauling up to 4,000 pounds. On the safety front, the pickup truck comes with standard side curtain airbags on select trims for both first- and second-row passengers. Other trims come with a front-facing camera that is useful when going off-road, over rough rocky terrain. Optional features include a blind-spot monitoring system, adaptive cruise control, and rear parking sensors.

    GMC Sierra 1500
    The GMC Sierra 1500 has earned an impressive five-star overall rating from the NHTSA. Each of the Sierra trims is equipped with standard safety essentials like blind-spot monitoring, emergency braking, and automatic high beams. One could also go for adaptive cruise control and a 360-degree view camera system with higher trims. The stellar pickup truck starts at $38,000, with a 2.7L turbo high-output engine delivering 310 horsepower and 430 lb.-ft. of torque. But one could opt for the highest variant over $82,000 for a powerful 6.2L V8 Gas engine. Also, an Enhanced 3.0L Duramax Turbo-Diesel engine is available for an additional price.

    Ford F-150
    Ford creates some of the most reliable and desirable pickup trucks, and the F-150 is by far one of the best we’ve seen in 2023. A few noteworthy standard features of the pickup truck include a rearview camera with dynamic hitch assist, standard airbags, curve control, and a tire pressure monitoring system. Other features that make the automobile safe include a perimeter theft alarm, SecuriLock® Passive Anti-Theft System, and an SOS post-crash alert system. The vehicle has also received a five-star overall NHTSA safety rating, which ought to relieve some amount of stress when on the road. Coming to the price, the base trim of the Ford 150 starts from about $33,000, which is competitive in comparison to other pickup trucks in its segment. One could also go for the fully loaded trim of the F-150, which starts at about $76,000.

    Ford Ranger
    Another popular pickup truck known for maintaining its safety is the Ford Ranger. This starts at about $32,000, which is indicated for customers who desire a good pickup truck at a reasonable rate. The base model of the range comes with basic driver-assistance features, such as a forward-collision warning and an automated emergency braking system. More advanced technology comes in on the higher trims. However, these available features are still more affordable when compared to other vehicles in the segment. One could opt for the available blind-spot monitoring, adaptive cruise control, and rear cross-traffic alert systems based on the trim they pick.

    Chevrolet Silverado 1500
    With a starting price of about $37,000, the Chevrolet Silverado is one of the top safety picks to consider. The vehicle comes with a standard TurboMax® engine that can churn out up to 310 horsepower and about 430 lb.-ft. of torque, which is sufficient power to go the extra mile and haul significant loads. However, the key aspect in focus here is its safe structure, which earned a 5-star overall rating by the NHTSA. A few notable standard safety elements on the Chevrolet Silverado 1500 are the forward collision warning and automated emergency braking system, lane-departure warning, and lane-keeping assist. Blind-spot monitoring and rear-cross-traffic alert are also standard on the pickup truck.

    Honda Ridgeline
    Starting at $39,000, the Honda Ridgeline is yet another pickup truck that is also safer in the city and on the highway. It performs well in NHTSA safety testing, with a five-star overall rating, and also received good ratings by the IIHS in most safety evaluations. What makes it worth the price on the safety front are the standard features like automatic emergency braking, automatic headlights, and lane-keeping assist. One could also consider going with the automatic high beams on offer for better visibility on the road. Apart from safety, the vehicle comes with a comfortable driving experience, with a spacious cabin and weatherproof below-the-bed cargo box.

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  • 15 SUVs with top safety features

    Safety is one of the most crucial factors when it comes to choosing a vehicle. With advancements in automotive technology, SUVs have become a popular choice for families, individuals, and adventure enthusiasts alike. This guide explores the top 15 safest SUVs available today, offering a look at their key safety features and technologies. From crash-test performance to advanced driver-assistance systems, these vehicles prioritize driver and passenger safety without compromising on style, comfort, or performance.

    Subaru Outback
    The Subaru Outback stands as a testament to Subaru’s dedication to safety. Equipped with the EyeSight Driver Assist Technology, it offers features like adaptive cruise control, pre-collision braking, and lane departure warning. These elements work in tandem to provide an extra layer of protection. The Outback is lauded for its spacious interior and impressive cargo space, making it an ideal choice for families and outdoor enthusiasts.

    Volvo XC60
    The Volvo XC60 is a paragon of safety, boasting features like automatic emergency braking, lane-keeping assist, and a comprehensive airbag system. Its elegant design and high-quality materials contribute to a luxurious and secure driving experience. The XC60 prioritizes collision avoidance and protection, making it an excellent choice for those who value safety without compromising on style.

    Toyota RAV4
    Toyota’s RAV4 is a pioneer in safety, featuring the Toyota Safety Sense 2.0 suite. This has features such as adaptive cruise control, lane departure warning, and pedestrian detection. These technologies work harmoniously to minimize the risk of accidents, ensuring the safety of both drivers and passengers. With a reputation for reliability and great resale value, the RAV4 is a practical and secure choice.

    Honda CR-V
    The Honda CR-V is a versatile SUV with advanced safety features like forward collision warning, lane-keeping assist, and adaptive cruise control. These technologies enhance both driver and passenger safety, making the CR-V an excellent choice for individuals and families seeking a secure ride. Additionally, the CR-V offers a spacious and well-designed interior for maximum comfort during long journeys.

    Mazda CX-5
    The Mazda CX-5 combines engaging driving dynamics with impressive safety features. Equipped with i-Activsense, Mazda’s suite of advanced safety technologies, the CX-5 includes features like blind-spot monitoring, adaptive headlights, and rear cross-traffic alert. These systems work cohesively to mitigate the risk of accidents and collisions.

    Audi Q5
    The Audi Q5 seamlessly blends luxury with safety, offering a premium SUV experience without compromising on security. With advanced driver assistance systems like Audi pre-sense city and rear cross-traffic assist, the Q5 provides an extra layer of protection on the road. Its quattro all-wheel drive system enhances stability and control, ensuring a safe and confident driving experience in various conditions.

    Mercedes-Benz GLE
    The Mercedes-Benz GLE epitomizes luxury and safety. Loaded with the latest safety features, including things like attention assist, active brake assist, and blind spot assist, the GLE leaves no stone unturned when it comes to safeguarding its occupants. Its sophisticated technology and meticulous engineering provide a secure driving experience.

    Jeep Cherokee
    The Jeep Cherokee strikes a balance between ruggedness and safety. The Jeep Cherokee strikes a balance between ruggedness and safety. Sporting advanced safety features like adaptive cruise control, forward collision warning and warning for lane departure, it ensures a secure ride both on and off the road. The Cherokee’s sturdy build and off-road capabilities complement its safety features, making it a fantastic choice for adventurous souls who prioritize safety.

    Ford Escape
    The Ford Escape boasts a comprehensive suite of safety technologies, including the Ford Co-Pilot360. This includes features like blind-spot monitoring, automatic emergency braking, and rear cross-traffic alert. These systems work in tandem to provide an added layer of security on the road. With its plush interior and ample cargo space, the Escape is a good choice for families seeking a safe and practical SUV.

    Chevrolet Equinox
    The Chevrolet Equinox is designed with safety in mind, featuring an array of advanced safety technologies. The Equinox is equipped with features like lane keep assist, forward collision alert, and rear park assist, and it offers a secure driving experience. Its spacious interior and user-friendly infotainment system further enhance its appeal, making it a solid choice for safety-conscious families.

    Nissan Rogue
    The Nissan Rogue prioritizes safety with its Nissan Safety Shield 360 suite of features. This includes automatic emergency braking, blind-spot warning, and rear cross-traffic alert. These systems work harmoniously to enhance driver and passenger safety. The Rogue’s carefully crafted interior and smooth ride quality add to its appeal, making it a reliable choice for those seeking a secure SUV.

    Hyundai Tucson
    The Hyundai Tucson comes equipped with a host of safety features, including forward collision avoidance, lane-keeping assist, and driver attention warning. These technologies work cohesively to minimize the risk of accidents and collisions. With its comfortable and spacious interior, the Tucson offers a secure and enjoyable driving experience, making it a commendable choice for safety-conscious buyers.

    Kia Sportage
    The Kia Sportage is engineered with safety as a top priority. Equipped with advanced driver-assistance features like lane departure warning, forward collision avoidance, and blind-spot detection, it provides a secure driving experience. The Sportage’s comfortable and well-appointed interior, along with its user-friendly infotainment system, further contribute to its appeal as a safe and practical SUV.

    Subaru Crosstrek
    The Subaru Crosstrek is renowned for its safety features, earning high marks in crash tests. Subaru’s EyeSight Driver Assist Technology, includes adaptive cruise control and pre-collision braking, so the Crosstrek is equipped to mitigate potential accidents. Its all-wheel-drive system further enhances stability and control. The Crosstrek’s versatility, along with its impressive safety credentials, makes it a strong contender in the safety-focused SUV category.

    Mazda CX-5
    The Mazda CX-5 is designed with a comprehensive suite of safety features, including Mazda’s i-Activsense technology. This includes advanced features like adaptive cruise control, lane departure warning, and blind-spot monitoring. These systems work in unison to provide an extra layer of protection. The CX-5’s upscale interior and engaging driving dynamics add to its appeal, making it a desirable choice for those seeking both safety and style.

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  • 15 reasons to buy a 2023 Subaru Forester

    The 2023 Subaru Forester is a remarkable SUV in the automobile market. With its impressive array of features, the Forester is not merely a means of transportation; it’s an experience in itself. In this comprehensive guide, we’ll delve into why the 2023 Subaru Forester deserves one’s attention, from its rugged design and advanced safety technology to its efficient performance and versatile interior. Buckle up as we explore what makes the Forester exceptional in its class.

    Rugged yet stylish exterior
    The 2023 Subaru Forester effortlessly balances ruggedness with style, making it an appealing choice for adventurers and urbanites alike. With its bold front grille, sleek LED headlights, and distinctive body lines, the SUV exudes a modern and confident presence on the road. The higher ground clearance and standard roof rails hint at its adventurous spirit, ready to tackle both the concrete jungle and the unbeaten path.

    Symmetrical all-wheel drive (AWD)
    One of Subaru’s standout features is its symmetrical AWD system, which can be seen in the 2023 Forester. This AWD system provides exceptional stability, control, and traction, ensuring the vehicle is equally comfortable on slick city streets and challenging off-road terrain. Whether drivers encounter rain, snow, or rough trails, the Forester’s AWD keeps one confidently in command.

    Boxer engine efficiency
    Under the hood, the 2023 Forester boasts a responsive 2.5-liter Boxer engine. This horizontally opposed engine design offers several advantages, including reduced vibration, improved balance, and enhanced efficiency. With 182 horsepower and 176 lb-ft of torque, the Boxer delivers a spirited yet fuel-efficient performance. Expect smooth acceleration and efficient highway cruising, all while sipping fuel at an impressive rate.

    Spacious and comfortable interior
    On stepping inside the 2023 Forester, one discovers a spacious and comfortable cabin designed with both driver and passengers in mind. The generous headroom and legroom in the front and rear seats ensure everyone travels comfortably, even on long journeys. High-quality materials and thoughtful design details make the interior a welcoming and refined space.

    Award-winning safety features
    Safety is prioritized in the 2023 Forester. Subaru’s advanced EyeSight® Driver Assist Technology, including adaptive cruise control and lane-keeping assist, comes standard on most trim levels. The Forester has consistently received high safety ratings, making it a trusted choice for families and safety-conscious drivers.

    Cutting-edge technology
    The Forester seamlessly integrates technology into one’s driving experience. Its STARLINK® Multimedia system offers intuitive access to apps, entertainment, and navigation through a user-friendly touchscreen. With smartphone integration, users can connect their iOS or Android device effortlessly. Higher trim levels add features like a premium audio system and an eight-inch touchscreen, further enhancing the journey.

    Impressive cargo capacity
    Versatility is a hallmark of the 2023 Forester. Whether running errands or embarking on a weekend getaway, customers will appreciate the SUV’s cargo space. With the rear seats folded down, one has up to 74.2 cubic feet at their disposal, making it easy to transport sports gear, groceries, or luggage easily.

    Off-road capability
    For those with a sense of adventure, the Forester’s X-MODE® offers enhanced off-road capability. It optimizes the engine, transmission, AWD, and brakes to improve traction on slippery or steep terrain. Whether navigating muddy trails or rocky paths, the Forester keeps drivers on track and in control.

    Eco-friendly engineering
    Subaru is committed to sustainability, aiming to achieve zero emissions at its manufacturing facilities by 2030. The 2023 Forester reflects this ethos. The vehicle is built in a zero-landfill plant and features a start-stop system that improves fuel efficiency by automatically shutting off the engine when idling.

    Resale value and reliability
    Subaru vehicles, including the Forester, have a strong reputation for reliability and long-term durability. This reliability is reflected in their excellent resale value. When investing in a 2023 Forester, buyers are not just getting a vehicle for today but making a smart choice for the future.

    Excellent visibility
    When behind the wheel, a clear view of the surroundings is essential for safety. The 2023 Subaru Forester offers excellent visibility thanks to its large windows, well-placed side mirrors, and smartly designed pillars. This visibility isn’t just for the driver; passengers also enjoy panoramic views of the world outside, making every ride more enjoyable.

    Towing capability
    The Forester offers impressive towing capabilities for those needing to tow trailers or recreational equipment. With a towing capacity of up to 1,500 pounds, one can confidently haul small trailers, campers, or boats, expanding their adventure possibilities.

    Plentiful storage solutions
    Subaru has paid meticulous attention to providing practical storage solutions throughout the Forester’s interior. From ample cupholders and door pockets to a center console and spacious glovebox, users will find convenient places to stow away their essentials. There’s even a dedicated smartphone storage area with USB ports for charging!

    Respected brand reputation
    Subaru has built a reputation for manufacturing reliable, well-engineered vehicles well-suited to a wide range of lifestyles. The Forester is a testament to Subaru’s dedication to quality and innovation, and it consistently receives accolades from industry experts and owners alike.

    Variety of trim levels
    The Forester lineup offers a variety of trim levels, allowing customers to choose one that best suits their preferences and budget. From the base model to the more feature-rich options, buyers will find a Forester that aligns with their needs.

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  • 9 safest SUVs to buy in 2023

    One of the most desirable factors in an SUV is its safety. Whether for driving their loved ones around or hauling precious cargo, customers must know how safe their car is. The size of the vehicle does not determine safety, but other factors do, such as their driver assistance features and performance in crash tests conducted by the NHTSA and IIHs. Based on these factors, here are a few safest SUVs to buy in 2023:

    2023 Lincoln Nautilus
    The Lincoln Nautilus is a midsize luxury SUV, perhaps one of the most cost-effective in its class. It has a five-star rating from the National Highway Traffic Safety Administration (NHTSA) for overall safety and the highest possible safety rating from the Insurance Institute for Highway Safety (IIHS). The car is well-equipped with tons of safety technology. Standard features include rear parking sensors, blind-spot monitoring, rear cross-traffic alert, forward collision warning, forward automatic emergency braking, pedestrian detection, lane-departure warning, and lane-keep assist.

    2023 Toyota RAV4 Prime
    The Toyota RAV4 Prime is a hybrid SUV with excellent fuel economy and safety ratings. It received four out of five stars in the NHTSA’s rollover test, and the highest safety rating from the IIHS, thanks to its standard safety features like forward collision warning, forward automatic emergency braking, pedestrian detection, lane-departure warning, lane-keeping assist, lane-tracing assist, blind-spot monitoring, rear cross-traffic alert, adaptive cruise control, and traffic sign recognition.

    2023 Nissan Pathfinder
    Find the perfect family-friendly interiors with the Nissan Pathfinder. Equipped with top-rated safety features and crash test results, this SUV by Nissan offers easy maneuvering for a balanced ride. It has a modern yet versatile seating arrangement. The car has three sets of LATCH connectors for child car seats. These connectors have received a rating of Good+ from the IIHS, implying that they are the easiest to navigate. Standard driver assistance features include forward and reverse collision warning, pedestrian detection, blind-spot monitoring, rear cross-traffic alert, lane departure warning, automatic high-beam headlights, rear parking sensors, driver attention monitoring, and rear seat alert. Additional features such as ProPilot assist, surround-view parking camera system, front parking sensors, head-up display, and traffic-sign recognition may be added.

    2023 Jeep Compass
    The 2023 Jeep Compass comes with an impressive range of driver assistance features to make it safer on the road. Key safety features include standard automated emergency braking, standard lane-keep control, forward collision warning with active braking, and blindspot monitoring with rear cross-path detection. It also offers active lane management and adaptive lane cruise control with stop-and-go technology. The car received the highest safety rating of “Good” from the IIHS. It also received the title of Top Safety Pick in crash tests, making it one of the safest SUVs to buy.

    2023 Mazda CX-50
    The Mazda CX-50 also received a Top Safety Pick+ rating from the IIHS. It is a compact SUV with plush interiors and an incredible array of driver safety and assistance features such as a rearview camera, driver-attention monitoring, blind-spot monitoring with rear cross-traffic alert, lane departure warning with lane keep assist, forward collision warning with pedestrian detection, forward automatic emergency braking, adaptive cruise control, and automatic high-beam headlights.

    2023 Dodge Durango
    The Dodge Durango remains one of the most practical SUVs. This burly, powerful automobile received an overall safety rating of 4 stars (out of 5) from the NHTSA in its crash tests. While the car itself does not come with many features, customers can pick from a variety of optional driver-assistance features to personalize their ride. Some popular features to consider are adaptive cruise control with stop technology, blindspot monitoring, advanced braking assistance, rain brake support, and ready-alert braking. Further, the electronic brake force distribution, electronic stability control, and lane departure warning with lane-keep assist are worth considering.

    2023 Honda CR-V
    The Honda CR-V is a small SUV that received a Top Safety Pick+ rating from the IIHS. It has many standard safety features, including forward collision warning, automatic emergency braking, lane-departure warning, lane-keep assist, adaptive cruise control, traffic sign recognition, and automatic high-beam headlights. Customers can choose to get front and rear parking sensors if needed.

    2023 Kia Telluride
    Those looking for a breathtaking yet safe vehicle that commands everybody’s attention must check out the Kia Telluride. Granted a Top Safety Pick+ rating by the IIHS, this juggernaut has a massive towing capacity of 5500 pounds, meaning it is as sturdy as it is safe. The car comes with several standard safety and driver assistance features like a rearview camera, rear parking sensors, driver-attention alert, road-sign recognition, blind-spot monitoring with rear cross-traffic alert, forward collision warning with pedestrian and cyclist detection, forward automatic emergency braking, lane-departure warning with lane-keep assist, highway driving assist, automatic high-beam headlights, and rear-seat alert. Customers can also opt for additional features like front parking sensors, rear collision warning, rearview mirror with an integrated camera display, surround-view camera parking system, blind-spot camera, and a head-up display.

    2023 Ford Bronco Sport
    This compact SUV from Ford received a Top Safety Pick+ certification from the IIHS and a five-star rating from the NHTSA. Made for off-roading, the Bronco Sport is well-equipped with standard safety features like forward collision warning, forward automatic emergency braking, lane-keep assist, blind-spot monitoring, rear cross-traffic alert, automatic high-beam headlights, rearview camera, and MyKey technology.

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